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Ten Cards That’ll Make Your Budget Stay Into Luxury Escapes

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Why settle for just a hotel room when you could have an experience? Top hotel credit cards cover accommodations and upgrades, along with elite benefits that improve every trip. Finding the perfect card could mean turning ordinary stays into extraordinary, lavish retreats.

Chase Hyatt

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Hyatt is always a great choice; its rewards make it even better. Spend $3,000 within the first three months and earn 65,000 points. After your card is in use for a year, you can get one night free at any 1-4 Hyatt hotel! That is, if you spend $15,000 in a year.

Chase IHG Rewards Club Select Visa

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Earning free nights at IHG hotels is simple—just spend $4,000 in the first three months to collect 170,000 points. On top of that, you’ll earn 5 points per dollar at IHG properties, 2 points per dollar at gas stations, restaurants, and grocery stores, and 1 point for all other purchases

Wyndham Rewards Earner Card

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The nice thing about this hotel credit card is that 30,000 bonus points are yours automatically after you make your first purchase of $1,000 in the first 90 days. And when you make purchases at Wyndham properties, you will get 2 points for every other purchase made.

Chase Marriott Rewards Card

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Get rewarded from the start with a $150 statement credit after your first purchase within 12 months, plus 100,000 Bonus Points when you spend $3,000 in the first three months. Every time you spend, you rack up Marriott Bonvoy points. And at participating hotels, you can earn up to 17x more per dollar.

Choice Privileges

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Earn up to 85,000 bonus Gold Points—50,000 after your first purchase and an additional 35,000 when you spend $2,500 in the first 90 days. While the card comes with a $75 annual fee, the generous rewards can quickly make it worth the investment.

Fairmont Visa Signature

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How do two free nights in any Fairmont, in addition to free breakfast for two, sound? You can have that free of charge just for making $1000 worth of purchases using your card in the first three months that you have this card. Additionally, you’ll earn 2 points on every car rental and airline purchase.

Starwood Preferred Guest AmEx

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Every stay at a Starwood property earns you 2 star points per dollar, while Gold or Platinum Preferred members earn 3 star points instead of 2. These points avail free rooms and upgrades. As a bonus, simply signing up and making one purchase instantly adds 10,000 points to your account.

Citi Hilton Honors Reserve

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This card packs serious rewards, with 10 points per dollar at Hilton properties, 5 points on car rentals and airline purchases, and 3 points on the rest. The sign-up bonus is just as impressive—spend $2,500 in the first four months and enjoy two free nights at any Hilton hotel, even the most luxurious Category 7 resorts.

Hilton HHonors Surpass Card By AmEx

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With every dollar spent at a Hilton hotel, you’ll rack up an impressive 12 points. Dining, gas stations, and grocery stores earn 6 points per dollar, while all other purchases bring in 3 points. The sign-up bonus is just as rewarding, and you can make one purchase to earn 40,000 points and then collect another 20,000 after spending $3,000 in the first three months.

Choice Privilege Visa Signature card

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Staying at a Choice Privilege hotel, including Comfort Inn and Clarion, earns up to 15 points with a diamond status. Also, purchasing a hotel gift card adds 5 points per dollar. The bonuses are just as rewarding—get 8,000 points after your first purchase and another 24,000 points after a single night at a Choice property.

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