
Home prices are going up in many places, but some small towns still offer great value. These quiet standouts have low housing costs and are good for people buying their first home or looking to live more simply. A few might even surprise you. Want to know where your money can go further? These 20 towns are worth checking out.
Selmont–West Selmont, Alabama

Next to the Alabama River and just across from historic Selma, this town offers homes for as little as $31,951, according to Yahoo Finance. With living costs skyrocketing, it’s a smart pick for anyone on a budget. If you’re looking to stretch your dollars, Selmont-West Selmont is a solid choice.
Ninilchik, Alaska

Situated along the coast, Ninilchik gives you volcano views and halibut fishing without the high price tag. With homes averaging just $192,689, it’s far more affordable than other areas in the state. You still get peace, natural beauty, and strong value.
Johannesburg, California

Compared to most of California, Johannesburg is an attractive alternative. Once a gold rush boomtown, this Mojave Desert spot now delivers homes for just $88,217. It was named after South Africa’s mining capital, which is a nod to its roots. Today, it’s quiet, affordable, and full of wide-open skies.
Las Animas, Colorado

History is alive in Las Animas, where Kit Carson’s old house draws visitors, and the Arkansas River winds through town. With homes averaging $119,513, it’s far more budget-friendly than most of Colorado. You don’t need mountain-town prices to enjoy the state’s charm, especially when riverfront views come with the deal.
Hartford, Connecticut

Unlike many capital cities, Hartford keeps housing costs surprisingly low, with homes costing $261,785. Known for its literary and architectural roots, the city blends rich history with everyday livability. Plus, regular expenses stay lower than in nearby metro areas. In Hartford, city life doesn’t have to break the bank.
St. Joseph, Missouri

This old frontier town launched the Pony Express, and homes now run about $120,000. Jesse James met his end here, and the house still stands as a museum. Despite the deep history, prices remain surprisingly approachable.
Blades, Delaware

Set along the Nanticoke River, Blades provides water access and an inviting marina lifestyle for $235,753. It’s peaceful and loaded with riverside charm for an affordable price compared to similar spots. On top of that, you’re never far from Delaware’s coast or capital.
Gretna, Florida

Just outside Tallahassee, Gretna offers homes for around $87,664. This small town shines with Southern charm, a close-knit feel, and deep historical roots. For those dreaming of a strong start and a steady future, Gretna is full of promise.
Cuthbert, Georgia

This is a small farming town with a lot of history. Long ago, it had one of the first colleges for women. Today, it’s a quiet place with low home prices, around $59,311. The entire historic district is even listed as a national historic site, which reflects its enduring charm.
Pierce, Idaho

Hidden near forest trails and rivers, Pierce blends outdoor adventure with affordable housing at $174,829. Idaho’s gold rush began here, yet today, it’s a peaceful place with big views. Additionally, the oldest public building in Idaho stands right in town.
Venice, Illinois

Venice sits across the river from St. Louis, offering easy access to jobs and entertainment. Homes average $33,318, making it highly affordable. Residents enjoy views of the Gateway Arch while paying far less than city prices.
Gary, Indiana

Once a steel hub and musical birthplace, Gary still sells homes for around $45,000. Beyond its gritty past, it carries strong cultural roots as the hometown of the Jackson 5. It’s also just outside Chicago, giving residents big-city access without big-city costs.
Mystic, Iowa

Though once alive with over 20 coal mines, Mystic has since quieted down, with home prices averaging just $41,357. Pinned into Iowa’s rolling hills, it’s part of a local heritage trail and rich in mining history. All things considered, it’s ideal for history buffs on a budget.
Parsons, Kansas

What sets Parsons apart is its railroad past and welcoming streets where homes go for around $70,000. Its Carnegie library still stands, linking today’s families to the town’s spirited past. Meanwhile, daily life stays affordable and refreshingly calm.
Middlesboro, Kentucky

Surprisingly, this Appalachian town sits in a meteor crater—yes, a real one. Homes average $93,021, and the scenery adds to its appeal without breaking the bank. Not to mention, it’s the southern gateway to the beautiful Cumberland Gap.
Bogalusa, Louisiana

Originally founded around lumber, Bogalusa is now a cozy place with homes near $75,000. Each year, the town throws a Paper Queen festival and honors its blues music legacy. Compared to New Orleans prices, Bogalusa leaves plenty of room in the budget.
Millinocket, Maine

Once a paper-making center, Millinocket is now a quiet, scenic town. Homes cost around $90,000, which makes it an excellent choice. It’s close to Mount Katahdin and the Appalachian Trail, offering outdoor fun nearby. Living costs, like food and gas, are lower than in Maine’s coastal cities.
Cumberland, Maryland

Cumberland sits in the Allegheny Mountains and offers affordable homes—about $100,000. Victorian architecture and a scenic bike trail make it feel rich in character. What’s more, it’s also close enough for people who commute to Washington, D.C.
Adams, Massachusetts

At the edge of the Berkshires, Adams stands tall with scenic views and home prices near $160,000. As the birthplace of Susan B. Anthony, the town mixes meaning and mountains. It’s also much cheaper than Boston, offering both culture and calm without the big-city cost.
Ishpeming, Michigan

Known for organized skiing and iron ore, Ishpeming has homes for about $90,000. Winters are strong, but so is the savings. Plus, it’s packed with Upper Peninsula characters and friendly faces. Looking ahead, it’s perfect for buyers craving space and snow.