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10 Thoughtful Ways to Share the Holiday Spirit with Money Gifts and Gestures

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Holiday cheer feels incomplete without sharing a little extra joy with your loved ones. Gifts wrapped with bows are great, but sometimes, sending cash hits the spot—simple, thoughtful, and instantly appreciated. This season calls for thoughtful gestures—be it a surprise treat or a last-minute idea. Here are 10 clever ways to send money and make someone’s day special!

Bank Transfers

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Most banks make sending money hassle-free through direct transfers. All you need are your loved one’s bank details, and in a few clicks, the funds are on their way. It’s fast, secure, and usually free within the same bank. Plus, scheduling transfers in advance ensures you’re never late with your holiday gift.

Charitable Donation in Their Name

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If your loved one has a cause dear to their heart, consider making a donation in their honor. Many organizations allow you to send a personalized message or certificate to the recipient, letting them know how your thoughtful gesture is making a difference. This approach spreads holiday cheer not only to your loved one but also to those in need.

Gift Cards with Cash Value

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Sending a prepaid Visa or Mastercard gift card keeps things simple while offering flexibility. Your loved ones can spend it however they like—online, in stores, or for everyday essentials. Many gift cards are easy to order online, and they even arrive in decorative holiday packaging.

Mobile Wallet Transfers

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Apple Pay, Google Pay, and Samsung Pay make transferring cash to someone’s digital wallet a breeze. If your loved ones are tech-savvy, this is a quick, no-fuss option. Plus, they can immediately use the funds to shop in-store or online, which will effectively give them a head start on holiday fun.

Money Orders

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A money order is perfect for recipients who don’t use online banking. Grab one at the post office or major retailers, write in the recipient’s name, and send it their way. Money orders are traceable and secure, which makes them a practical choice when mailing funds during the holidays.

PayPal Transfers

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PayPal simplifies sending cash globally with just an email. The platform allows you to send funds securely to family members near and far. Adding a cheerful note or choosing a “friends and family” transfer keeps it personal and avoids unnecessary fees for your recipient.

Digital Gift Cards for Popular Stores

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Consider gifting digital store gift cards—Amazon, Target, or Walmart are solid options. The recipient gets cash value to shop where they want, and you get peace of mind knowing they’ll find something they love. Many platforms allow instant email delivery with festive designs.

Cash in a Festive Card

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Sometimes, old-school methods win hearts. Tuck crisp bills into a beautiful holiday card, seal it with care, and send it through the mail. Adding a heartfelt note makes this timeless approach feel warm and personal. There’s a reason this is a classic move that never goes out of style.

Wire Transfers for Long-Distance Gifts

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For loved ones abroad, wire transfers via services like Western Union and MoneyGram offer reliable delivery. These services let you send cash quickly across countries, even on short notice. While fees apply, it’s a trusted solution for ensuring your gift reaches its destination securely.

Cryptocurrency Transfers

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If your recipient is into crypto, sending Bitcoin, Ethereum, or similar currencies can be a unique holiday surprise. Digital wallets make transfers quick and secure, and some platforms even let you add a personalized message. It’s a modern twist on gifting money that tech enthusiasts will appreciate.

Written by Peterson Sorenson

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