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The 15 Most Affordable Cities for New-Build Homes

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In today’s housing market, new-build homes are typically seen as a luxury that’s out of reach for most buyers. But some cities are proving this doesn’t have to be the case. If you’re ready to settle down in a fresh, modern home, here are 15 cities where affordability is still within reach for new builds.

El Paso, TX  

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Sunshine and affordability are two things El Paso is known for. With 52.1% of homes for sale being newly built, Redfin reports El Paso is a hotspot for modern homebuyers. At a median price of just under $280,000, you can enjoy warm weather, rich culture, and spacious living without emptying your wallet.

Jacksonville, NC 

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Dreaming of coastal living without the sky-high prices? In Jacksonville, you can enjoy beachside life at an affordable price. Realtor.com highlights that new homes are going for around $270,000. The town offers a charming mix of military history and outdoor fun, perfect for those who crave the sand and sea.

Odessa, TX  

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In Odessa, TX, where wide-open spaces meet affordability, you’ll find new-build homes for around $295,000, according to Redfin. The local oil-driven economy means Odessa is not only economically stable but also spacious, making it a prime choice for buyers who want modern homes with plenty of elbow room.

Oklahoma City, OK  

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Oklahoma City isn’t just another Midwest town—it’s a vibrant hub with a booming housing market. Nearly 40% of homes for sale are new constructions, as reported by Realtor.com. With homes priced at a reasonable $346,000, OKC offers art galleries, pro sports, and a thriving downtown without busting your budget.

Tulsa, OK  

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Looking for an artsy city with affordable homes? Tulsa has you covered. Known for its art deco architecture and thriving music scene, Tulsa also offers new builds for around $359,396, according to Redfin.

Greenville, SC  

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For those seeking both outdoor beauty and affordable homes, Greenville is a delight. The city offers new-build homes priced at $358,000 and is located at the base of the Blue Ridge Mountains. Realtor.com reports Greenville’s scenic views and growing economy make it a top pick for nature lovers.

Houston, TX  

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America’s 6th most populous city, the Texan city offers more than just BBQ and big business—it’s also a hub for affordable new homes. According to Redfin, over 35% of homes on the market are newly built, with a median price of $332,000, a little less than last year’s.

Phoenix, AZ

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Phoenix is a sun-soaked city with more than 300 days of sunshine annually, attracting retirees and outdoor enthusiasts. Zillow reports that new homes currently average around $418,000. With hiking trails, golf courses, and a growing job market, Phoenix is an appealing option for those seeking year-round warmth and affordable living.

Raleigh, NC

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Raleigh, part of the Research Triangle, offers a tech-driven economy and a rapidly growing population. Realtor.com reports a median new-home price of $415,000. Known for its strong job market and pleasant weather, Raleigh is an ideal spot for buyers looking for modern homes in a dynamic, innovation-centric city.

Austin, TX

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The city blends affordability with a vibrant lifestyle. Here, according to Realtor.com, the median price for new homes is approximately $615,000. Known for its music, food, and outdoor activities, this college town offers both a laid-back vibe and a booming tech scene, making it a desirable place for homebuyers seeking value.

Jacksonville, FL  

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Jacksonville combines a vibrant downtown with easy access to sandy shores. With 31% of its market consisting of new homes, Realtor.com highlights that buyers can enjoy the Florida lifestyle with homes priced around $331,700. Modern homes and beaches—what’s not to love?

Charlotte, NC  

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Charlotte is a rising financial hub offering new-build homes at prices often lower per square foot than older homes, Zillow reports. Featuring a median price of $424,023, buyers can enjoy Charlotte’s thriving job market, outdoor activities, and a perfect blend of city life and suburban tranquility.

Cincinnati, OH  

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This city stands out for its affordable new-build homes. According to Realtor.com, new homes are priced at $325,785, making it a great choice for first-time buyers and families. The city’s revitalized downtown and active neighborhoods offer plenty of appeal for those seeking budget-friendly, modern living options.

Tampa, FL  

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Besides waterfront views and endless sunshine, Tampa is also a place for budget-friendly new homes. It combines a relaxed lifestyle with affordable living. Zillow reports that new builds are selling for less per square foot than existing homes, with a median price of just under $400,000. 

Albuquerque, NM  

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If you’re looking for affordable desert living, Albuquerque is a top pick. New homes here are priced at $338,813, according to Zillow, and builders are offering incentives like closing cost coverage. With breathtaking scenery and cultural festivals, Albuquerque is perfect for those wanting more than just a good deal.

Written by Peterson Sorenson

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