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15 Idyllic Beach Towns To Call Home In Your Golden Years

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Are you dreaming of retiring to a sun-soaked paradise where the sound of crashing waves and the warmth of golden sands become your daily backdrop? The idea of trading in the hustle and bustle for a serene beachside lifestyle becomes increasingly appealing as retirement approaches. To assist you, here are the 15 best beach towns to consider when you retire. 

Denver, Colorado

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With access to beaches at nearby reservoirs and a vibrant outdoor lifestyle, Denver gives you more than just mountain views. Colorado ranks as one of the healthiest states for older adults, and Denver’s strong infrastructure makes it a solid retirement choice for active seniors.

Milford, Delaware

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More affordable than popular Delaware beach towns, Milford provides access to Slaughter Beach within minutes. For those wanting to see other coastal spots, Rehoboth and Dewey Beach are only a short drive away, and Milford has a lively downtown area.

Carlsbad, California

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Carlsbad combines small-town charm with access to San Diego’s amenities. Mild temperatures and abundant outdoor activities make it a great retirement spot, though the high cost of living requires financial preparedness. Beaches like South Ponto Beach and miles of hiking trails add to the appeal.

Middletown, Connecticut

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This small town has proximity to beaches and cultural attractions, thanks to Wesleyan University. With easy access to Sound View Beach and Harvey’s Beach, retirees can enjoy seaside living while benefiting from the educational and cultural perks of a college town.

Hilo, Hawaii

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The coastal town of Hilo gives you affordability and island living. While not as expensive as Honolulu, Hilo still provides a laid-back lifestyle with nearby black-sand beaches, stunning rainforests, and waterfalls. Its town center and access to Hawaii Volcanoes National Park are added bonuses.

Cape Coral, Florida

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Cape Coral stands out for its extensive canal system, ideal for boat lovers. Its proximity to Fort Myers Beach, warm climate, and tax-friendly environment make it a popular choice. You get access to Yacht Club Beach and year-round recreation without sacrificing big-city amenities.

Augusta, Georgia

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Retirees in Augusta enjoy access to nearby lakes, including Clarks Hill Lake, for swimming and fishing. The city’s ongoing revitalization, coupled with its cultural scene and low cost of living, make it a rising star for those seeking an affordable coastal-adjacent retirement.

Anchorage, Alaska

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It may not be the first place that comes to mind for retirement, but Anchorage has perks. While summers offer hot days to enjoy beaches like Goose Lake Park and Kincaid Park, Alaska’s Permanent Fund Dividend provides extra income to offset the high living costs.

Fort Wayne, Indiana

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Fort Wayne gives you affordable retirement with plenty of outdoor recreation, including beaches at Fox Island. Festivals, parks, and river activities keep the town lively, while nearby state parks offer additional scenic spots for retirees who appreciate a slower-paced lifestyle.

Ocean City, Maryland

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Ocean City is famous for its boardwalk and miles of sandy beaches. Retirees can enjoy a lively, beach-oriented lifestyle with numerous waterfront properties available. The area’s affordability, along with local restaurants and events, makes it a great place for beach-loving retirees.

Manhattan, Kansas

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Known as “The Little Apple,” Manhattan has Tuttle Creek Lake nearby for beach and water activities. Thanks to Kansas State University’s presence, retirees can enjoy an affordable cost of living and a relaxed pace in a community that also offers cultural activities.

Hilton Head Island, South Carolina

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Famous for its golf courses and beaches, Hilton Head is a well-known retirement destination. Offering a variety of outdoor activities like tennis and biking, it’s perfect for active retirees who also appreciate the area’s natural beauty and cultural events.

Boothbay Harbor, Maine

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This coastal town has a quiet and scenic retirement with access to beaches and boating activities. The nearby Maine Botanical Gardens and a bustling arts community make Boothbay Harbor appealing, and its low population ensures a peaceful environment for those looking to retire by the water.

Gulfport, Mississippi

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Gulfport combines affordability with Southern charm and access to beaches along the Gulf of Mexico. With casinos, museums, and shopping nearby, retirees can enjoy both relaxation and entertainment. The town’s mild climate also adds to its appeal as a coastal retirement option.

Asbury Park, New Jersey

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The beach town of Asbury Park is chosen for its lively boardwalk and music scene. Retirees who appreciate arts and culture will enjoy Asbury Park’s vibrant community. The proximity to New York City gives easy access to big-city amenities without the high cost of living.

Written by Gabriel Rickles

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