
Many places in Arizona offer more than sunny skies. They deliver a chance to live well on Social Security alone. This list highlights ten such towns with welcoming neighborhoods, modest rents, and community comforts. These options are worth your attention if you’re weighing retirement without a hefty pension.
Lake Havasu City

This lakefront town has an average rent of around $1,900 and plentiful low-maintenance housing. It’s not just the cost that draws retirees; it’s also the laid-back lifestyle and access to clinics for senior services. Days often revolve around scenic views and good neighbors who watch out for each other.
Sierra Vista

Bordering natural preserves and military history, Sierra Vista remains calm and easygoing. Home prices sit below the Arizona average, and seniors find value in public health facilities and low vice rates. Many local programs cater to older adults, and the town’s relaxed pace makes daily routines manageable.
Coolidge

Coolidge sits quietly between Phoenix and Tucson, offering seniors a highly economical lifestyle. With home values near $281,055, retirees on limited incomes can live comfortably. Small medical offices also dot the area, and the compact layout makes errands easier, especially when you’re on a thin budget.
Douglas

Douglas lies just north of the Mexico border and has a lower-than-average cost of living overall. Housing often runs under $200,000, and the town includes several community clinics that welcome Medicare. Moreover, peaceful streets and bilingual neighbors create a place where routine feels safe and familiar.
Florence

Florence’s historic charm doesn’t come at a premium. Average home values hover around $344,932, and retirees can enjoy mountain views with minimal traffic. Outdoor spaces and community events offer plenty of low-cost ways to stay engaged. Healthcare access includes a regional medical center and urgent care services.
Wellton

This desert town near Yuma sees low housing costs, with modest homes often priced around $243,134. Many retirees are drawn by the golf courses and walkable layout. Local medical resources may be limited, but nearby cities help fill the gap without long travel or high expenses.
Springerville

In Springerville, the cost of living is more than manageable. With housing nearly 40% below the national average, Social Security benefits last longer here. The nearby hospital supports primary care needs, and a close-knit population creates a steady, reassuring pace that helps retirees stay grounded.
Yuma

Yuma offers some of the lowest utility costs in Arizona, with rental options under $1,100. Seniors appreciate the dry climate and strong seasonal community. Healthcare includes Yuma Regional Medical Center and many clinics catering to seniors. The area’s long sunshine streak only adds to its appeal.
Casa Grande

Conveniently located between Phoenix and Tucson, Casa Grande provides value and access. Median home prices are near $328,000, and amenities for older adults include fitness centers and transportation assistance. Here, you can enjoy proximity to big cities without paying city prices.
Apache Junction

Retirees choose Apache Junction for its friendly atmosphere and cost-efficient homes. Prices often fall well below $300,000, and the town caters to seniors with community meals and local events. Close-up views of the Superstition Mountains make it feel more than just a budget choice.